Health Insurance (ACA Plans)
Going without health insurance can be a frightening proposition that none of us should have to endure. If you or your spouse do not have access to health insurance through an employer, there are options. ACA plans, sometimes referred to as “Obamacare” many times provide individuals and families with cost-effective, comprehensive health insurance plans. Depending upon factors such as income and claimed dependents, it is possible to enroll in an ACA plan whereas the monthly premium is offset by tax credits offered by the federal government, thus reducing your monthly premium to even $0/month. We can help guide you through this process and find the right plan for you and your family.
Short Term Health Insurance
Many people rely on employers for their health insurance, however, situations arise when health insurance has ended and is needed for anywhere from a month to several years such as:
- You are switching jobs
- You have become unemployed
- Your current employer does not offer health insurance
- You were on your spouse’s health plan and they are retiring or enrolling in Medicare
United Healthcare offers short term health insurance plans with coverage anywhere from one month to 3 years. They also provide accident, hospital indemnity, dental and other health care coverage options.
To learn more and shop United Healthcare’s health coverage options, please click the link to the right.*
*Please note that South Carolina residents are prohibited from utilizing this link.
Dental Insurance
Good dental care is important to your overall health. We can provide coverage options that in some cases will provide day one coverage for major services as well as dental plans that allow you to see the dentist of your choice.
If you are looking for dental coverage for you and your family, or if your medicare plan does not provide dental benefits, we have options.
Dental Insurance is not one size fits all. We each have different needs and different budgets and our goal is to make sure you get coverage that’s right for you.
Other Health Insurance Products
Sometimes we need a little more financial protection from the unexpected. There are products available that can provide payment in the event of an accident, a major disease or a hospital admission. We can help with many other products such as:
- Cancer Insurance
- Accident Insurance
- Critical Illness Insurance
- Hospital Indemnity Insurance
- Hospital & Doctor Indemnity Insurance
In some cases, many of these benefits can be rolled-up into one policy. Contact us to learn more about our health products and we can schedule a time to talk.
